Credit History 101: What You Need to Know

What Is Credit History? Your credit history is like a financial report card. It details how you’ve handled borrowing money in the past, including things like: Consumer Reporting Agencies (CRA), specifically the credit bureaus such as Equifax, Experian, and TransUnion, collect this information from lenders, creditors, and public records.  They then organize this data into … Read more

How To (Easily) Get A Car Loan With Bad Credit [2024]

Embarking on the journey to finance a car with bad credit demands strategic know-how and expert guidance. In this guide, we’ll explore effective strategies and valuable insights on how to finance a car with bad credit. Whether you aim to improve your credit or seek practical solutions, we’ve got you covered on the journey to … Read more

15 Best Second Chance Bank Accounts

Should your banking history reveal past challenges and a less-than-ideal track record, some financial institutions may refuse to grant you access to a new account.  Thankfully, some banks and credit unions offer a lifeline in the form of second chance banking by looking past their ChexSystems® reports and credit files, allowing individuals to access financial … Read more